A debit card is a card connected to your checking account, using the funds you have to make purchases. A credit card is connected to a line of credit, carrying a balance each month based on the ...

Credit cards can be a great asset when used responsibly, but like so many other financial products, it's easy to be overwhelmed by all the related jargon. APR, balance transfer, prime rate — it can ...

If you're trying to rebuild credit, a secured credit card is a much better choice for your electronic payment needs than a debit card. With a secured credit card, you'll have a line of credit at least ...

Michelle Lambright Black, Founder of CreditWriter.com and HerCreditMatters.com, is a leading credit expert and personal finance writer with nearly two decades of experience in the credit industry. She ...