According to the RBI’s Financial Stability Report 2025, overall life insurance payouts have expanded substantially, rising ...

Life insurance companies paid ₹60,800 crore as commission in 2024–25, an 18% rise year-on-year. This growth far outpaced premium collections, which increased by 6.73% to ₹8.86 lakh crore. The ...

Agents or their nominees will no longer automatically be entitled to commissions for the insurance policies they sold, once they leave the insurer. The company will decide whether to pay or not ...

Many insurers are now facing scrutiny from the Insurance Regulatory and Development Authority of India (IRDAI) for ...

New RBI data reveals a troubling trend in India's life insurance sector, with a significant portion of rising payouts ...

Life/risk advisers should not be viewed in the same manner as those providing investment advice and can’t simply replace commission revenue with fee revenue in the same way investment advisers managed ...

According to sources, IRDAI may propose a return to segmental commission caps, similar to the older regulatory framework.

The Quality of Advice Review has stated there are benefits of retaining commission for life insurance but admits it could result in lower-quality advice for consumers. There were currently a number of ...