We independently review everything we recommend. When you buy through our links, we may earn a commission. Learn more› By Liam McCabe Sitting next to a drafty window is a uniquely miserable experience ...

How do I handle this? I’m 39, and recently married to a man, 43. Although we are older, we are not financially comfortable — or, I should say, he isn’t. I spend wisely, save as much as I can and ...