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J.B. Maverick is an active trader, commodity futures broker, and stock market analyst 17+ years of experience, in addition to 10+ years of experience as a finance writer and book editor. Amy is an ACA ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Jelena Stanojkovic / Getty Images An annuitant is the person whose life determines the ...