这种担忧并非空穴来风。国际上已有类似教训。2019年,英国金融行为监管局(FCA)要求银行对“授权推送支付”(APP)诈骗承担更多责任后,部分银行大幅提高了转账确认门槛,导致中小企业支付效率下降;更有小型银行因赔付压力退出某些高风险业务线。
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Don’t expect Manchester United to do that again; the fans are being realistic about what comes next if not the pundits.
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