This is probably one of the hardest things I’ve done and most days I’m questioning what on earth I am doing on Social Media. However, having got out of a large amount of debt and started saving and investing, I felt compelled to share, in the hope it might help someone, anyone. Two years is all it’s took to turn our life around from living month to month, with no room to breathe, to having nearly completed baby step 3 of saving our emergency fund. We’re not taught personal finance in the U.K. so